More than 100 bank branches are set to vanish from UK high streets by mid-2027 – the latest blow to a retail landscape already reeling from shop closures and shifting consumer habits.
Lloyds Banking Group, which runs Lloyds Bank, Halifax and the Bank of Scotland, has confirmed a wave of closures stretching through 2026 and into the first half of next year. Forty-four Lloyds Bank branches are expected to shut before the end of 2026, with a further 13 closing in the first six months of 2027.
“Lloyds Banking Group to close over 100 bank branches across UK by mid-2027, citing shift to online banking.”
Halifax will be hit hardest: 51 of its branches will close before 2026 ends, and another six will follow next year. Bank of Scotland has announced just four closures for 2026, with no further shutdowns planned for 2027.
Lloyds blamed the closures on a shift to online banking, saying customers increasingly prefer using mobile apps, the website or phone services. The bank did not say how many jobs would be affected.
The cuts come amid a wider collapse of high street staples. Over the weekend, Quiz Clothing shut its remaining 20 stores after falling into administration. Fashion chain Leading Labels and Morrisons, which plans to close 100 of its Daily convenience stores, also announced closures. Earlier in the year, restaurants Franco Manca and The Real Greek confirmed they were shutting sites, alongside Santander and Claire’s Accessories.
For communities already stripped of shops and services, each closure deepens the sense of a retail apocalypse. The full list of affected branches has been published, with shutdown dates for each site.